Privacy Policy
Last updated: January 2026
At Grow I|O, we take your privacy seriously. This policy describes how we collect, use, and protect your personal information.
Information We Collect
We collect information that you provide directly to us, including:
- Name, email address, phone number, and mailing address
- Date of birth, social security number (for insurance applications)
- Financial information relevant to insurance needs assessment
- Health information (as required for underwriting)
- Information about your assets and insurance needs
How We Use Your Information
Personal information is used only for communication, education, scheduling, and responding to inquiries. Specifically, we use the information we collect to:
- Provide insurance quotes and recommendations
- Process insurance applications and policy management
- Communicate with you about your policies and our services
- Send educational content and newsletters
- Comply with legal and regulatory requirements
- Improve our services and customer experience
By submitting your information through our website, you consent to receive educational and informational communications from us. These communications may be sent via email and, if you provide a phone number, via SMS/text message. Message frequency may vary, and standard message and data rates may apply. You may unsubscribe from emails or opt out of SMS messages at any time by replying STOP. Your consent is not a condition of purchasing any insurance products.
Information Sharing
We do not sell your personal information. Data may be shared only with service providers necessary to operate the website, communications, scheduling tools, or insurance-related inquiries. We may also share information with:
- Insurance Companies: To process applications and obtain quotes
- Legal Authorities: When required by law or to protect our rights
- Business Transfers: In connection with mergers or acquisitions
Data Security
We implement industry-standard security measures to protect your information, including encryption, secure servers, and restricted access to personal data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Your Rights
You have the right to:
- Access and review your personal information
- Request corrections to inaccurate information
- Request deletion of your information (subject to legal requirements)
- Opt-out of marketing communications
- Request a copy of your information
Cookies and Tracking
We use cookies and similar technologies to improve your experience on our website, analyze usage patterns, and deliver personalized content. You can control cookies through your browser settings.
Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this privacy policy from time to time. We will notify you of significant changes by posting the new policy on our website and updating the "Last updated" date.
Licensing and Relationship Disclosure
Submission of information through this website does not create an insurance, investment, fiduciary, or advisory relationship. Any insurance relationship exists only after a formal application has been submitted and approved by an insurance carrier.
The website is operated by a licensed life insurance producer. Insurance products are offered only in states where the producer is properly licensed.
- North Carolina Insurance Producer (Life) – License #15777307
- South Carolina Insurance Producer (Life) – License #15777307
- Tennessee — Life insurance producer
- Indiana — Life insurance producer
- Massachusetts — Life insurance producer
Contact Us
If you have questions about this privacy policy or our data practices, please contact us:
Email: Brandon@growinnerouter.com
Phone: (828) 777-2249
Address: Virtual Office, Available Nationwide